Aegon Adviser Attitudes Report 2021

Key research findings Structure of advised investment propositions How regulation is shaping investment advice The trend towards simpler, cheaper investment strategies 55% of advisers think the average fund cost should reduce Our data shows advisers and their clients overwhelmingly favour simpler, less costly investment strategies for both accumulation and decumulation. While the use of centralised investment propositions (CIPs) is well established, centralised retirement propositions (CRPs) are less common, although this increases markedly for larger firms. 59% of advisers said PROD/MIFID II has had an impact on their investment proposition, including changes to funds used, due diligence processes and client segmentation. 22 have increased use of multi-asset funds as a result of PROD/MIFID II % My firm has a... CIP CRP 0 10 20 30 40 50 60 70 80 78% 53% 6 Aegon adviser attitudes report 2021