Aegon Adviser Attitudes Report 2021

The findings in this report are based on the views of 251 financial advisers from across the UK. Fieldwork was conducted by Opinium between 20 and 28 October 2020. Comparisons to previous surveys refer to fieldwork conducted by Opinium among 250 advisers between 25 February and 1 March 2019 and 252 advisers between 21 and 27 June 2017. The value of investments may go down as well as up. Investors may get back less than they invest. The information in this report is based on our current understanding of markets and legislation and may have changed since publication. The opinions expressed throughout are those of Aegon. You can download a PDF version of this flipbook. Or if you’d like a large print, Braille or audio CD version you can contact us at: www.aegon.co.uk/contact . We’re always here to help – if you need some additional support from us please let us know. Contents 4. Foreword: cost, Coronavirus and ESG shape investment trends 6. Key research findings 8. Structure of advised investment propositions 16. How regulation is shaping investment advice 22. The trend towards simpler, cheaper investment strategies 32. The pandemic effect 38. ESG on the rise 44. Evolution of retirement investment patterns 52. Final word – the simpler things in life 54. About Aegon 2 Aegon adviser attitudes report 2021